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Fintech lending : financial inclusion, risk pricing, and alternative information

Jagtiani, Julapa; Lemieux, Catharine M. - 2017

Persistent link: https://www.econbiz.de/10011689374

Do Fintech lenders penetrate areas that are underserved by traditional banks?

Jagtiani, Julapa; Lemieux, Catharine M. - 2018

Supersedes Working Paper 17-17 Fintech has been playing an increasing role in shaping financial and banking landscapes …

Persistent link: https://www.econbiz.de/10011891828

Financing from family and friends

Lee, Samuel; Persson, Petra - 2012

The constraint on informal finance is commonly taken to be high costs and limited supply. But the majority of informal investors - family and friends - is often willing to supply funds at negative returns, and yet many borrowers tap family and friends only as a last resort. We explain this...

Persistent link: https://www.econbiz.de/10009737925

Peer to peer lending : a (financial stability) risk perspective

Käfer, Benjamin - 2016

traditional banking. However, it is important to recognize that a constant conclusion would be misleading. P2P platforms have … addition, we discuss that acting on P2P online platforms satisfies most possible definitions of shadow banking and shows … significant similarities with many observed aspects of shadow banking. We thus infer that P2P lending can be considered part of …

Persistent link: https://www.econbiz.de/10011458773

The roles of alternative data and machine learning in Fintech lending : evidence from the LendingClub consumer platform

Jagtiani, Julapa; Lemieux, Catharine M. - 2018

Supersedes Working Paper 17-17. Fintech has been playing an increasing role in shaping financial and banking landscapes …. We compare loans made by a large fintech lender and similar loans that were originated through traditional banking …

Persistent link: https://www.econbiz.de/10011891843