Purpose – This paper examines the activities carried out in the UK by credit refer agencies, current business practices …, and the legal standing of credit reporting. Design/methodology/approach – Legal analysis that aims to demonstrate that the … privacy rights, discrimination concerns, and the needs of the credit industry. Originality/value – Little or no research has …

paper is to investigate how credit access probabilities and loan volume rationing magnitudes for farmers change if the MFI … with flexible microfinance loans have significantly higher credit access probabilities than non‐agricultural firms and …. Research limitations/implications – Even if the authors can show that access to credit for agricultural firms in Madagascar can …

use of loan commitments is generally associated with moderate increase in profitability and higher insolvency risk … risks. Originality/value – Prior to the 2008 credit meltdown, community banks significantly increased their issuance of off … community bank profitability and risk.  …

Given the proliferation of the credit card industry in today’s US households, and the aggressive promotional tactics … employed to get college students to sign on as customers, this exploratory study takes a look at the credit card activity of … college students at one Midwestern campus. The majority of students surveyed did not report knowledge of their credit card …

Presents a set of quality measures which can be used to evaluate the effectiveness of credit scoring models. These …

why micro‐lending institutions grant loans to poor individuals countering well‐known models of credit markets and credit … rationing, such as those proposed by Stiglitz and Weiss. Micro‐credit markets appear to be based on two conjectures: the poor … are trustworthy, and their willingness to pay for credit is relatively high. Design/methodology/approach – The paper …

Credit is usually regarded as a minor determinant of customer patronage although it may clinch deals when other … components of the marketing mix appear equally attractive. The role and determinants of trade credit policy in general are … examined before focusing on the credit decision in international trade. Data from a sample of UK and West German exporters …