Presents the results of an empirical study that investigates comparatively the mortgage‐pricing determinants of …, and mutuality. The findings suggest that building societies′ mortgage pricing is influenced primarily by internal industry …

Whenever current mortgage rates are substantially higher than previous levels, mortgage lenders may find it attractive … to extend to the borrowers a special opportunity to prepay all or part of the mortgages. The purpose of this paper is to … identify the important issues in the buy‐out decision, analyze how buy‐back proposals might work using representative mortgages …

have led to considerably different outcomes in terms of mortgage finance instruments in the two countries. Examines some of …

customer’s funds because of a third party request; the customer’s appeal was upheld. Concludes that banks must have “sufficient …

civil law. Shows how banks are now under significant obligation to obtain information about their clients, and this results …

/value – The paper provides banks and public agencies with an integrated analysis of the need for public‐private partnership and of …

ways to impose domestic systemic importance-based capital requirements on banks. Design/methodology/approach – The article … its own regime of domestic systemic importance-based capital requirements on banks. Findings – The authors stress, among … (BCBS) for assessment of banks’ systemic importance: the method is “relative” in that it does not reflect the absolute …