Showing 110,851 - 110,860 of 114,057
We find evidence of a bank lending channel for the euro area operating via bank risk. Financial innovation and the new … ways to transfer credit risk have tended to diminish the informational content of standard bank balance-sheet indicators …. We show that bank risk conditions, as perceived by financial market investors, need to be considered, together with the …
Persistent link: https://www.econbiz.de/10005037602
ABSTRACT The role of the external auditor in the supervisory process requires standards such as independence, objectivity and integrity to be achieved. Even though the regulator and external auditor perform similar functions, namely the verification of financial statements, they serve particular...
Persistent link: https://www.econbiz.de/10005037732
The use of complex and sophisticated financial instruments, such as derivatives, in the modern financial environment, has triggered the emergence of new forms of risks. As well as the need to manage such types of risks, this paper investigates developments which have instigated the Basel...
Persistent link: https://www.econbiz.de/10005037741
While the recent “Big Bang” reform fundamentally aims at enhancing market competition in the financial sector, the Japanese competition authority, the Fair Trade Commission (FTC), seems to be rather reluctant to participate in relevant discussions. The present paper focuses on this aspect,...
Persistent link: https://www.econbiz.de/10005190531
The aim of this study is to investigate the impact of corruption on bank lending in Russia. This issue is of major … regional measures of corruption and bank-level data to perform this investigation. Our main estimations show that corruption … hampers bank lending in Russia. We investigate whether this negative role of corruption is influenced by the degree of bank …
Persistent link: https://www.econbiz.de/10005190671
This paper analyses bank exit (ie reorganisation and liquidation) legislation in selected financial centres: New York …, London, Frankfurt, Helsinki and Tokyo. The focus is on bank exit legislation applicable to commercial banks. The legislation … is analysed from the perspective of bank stakeholders, ie bank creditors, depositors and bank shareholders. The analysis …
Persistent link: https://www.econbiz.de/10005190764
Persistent link: https://www.econbiz.de/10005680173
the reasons vary according to the type of collateral. We use a unique dataset of bank loans granted to French distressed … of the bank to secure a loan, as no type of collateral helps to solve adverse selection and moral hazard problems. The …
Persistent link: https://www.econbiz.de/10005509719
bank loans from 43 countries. We test whether the degree information asymmetries affects the link between the presence of …
Persistent link: https://www.econbiz.de/10005509720
Bank regulators are required to consider a bank's record of providing credit to low- and moderate-income neighborhoods … and individuals in approving bank applications for mergers and acquisitions. We provide evidence that banks self … or neighborhoods, the greater the probability that the institution will acquire another bank in the following year …
Persistent link: https://www.econbiz.de/10005458853