This paper provides novel evidence that consumers react in response to privacy violations, where their personally identifiable information is exposed to unauthorized parties. Exploring privacy breach incidences of U.S. banks, we find that depositors reallocate significant wealth holdings away...

High risk banking practices were a central factor of the financial crisis of 2007-2008 and the world is still feeling the aftershocks. Sovereign debt, austerity, and the degradation of social benefits, employee rights, and even the democratic framework of sovereign nations have been only some of...

Do climate-oriented regulatory policies affect the flow of credit towards polluting corporations? We match loan-level data to firm-level greenhouse gas emissions to assess the impact of the Paris Agreement. We find that, following this agreement, European banks reallocated credit away from...

This study examined empirically the impact of audit committee characteristics on non-performing loans in Nigerian Deposits banks. For the purpose of this research work, secondary data was used and the instruments of data collection were financial statements. The study adopts Ex-post factor...

There has been a great deal of interest recently in understanding the potential role of fintech firms in expanding credit access to the underbanked and credit-constrained consumers. We explore the supply side of fintech credit, focusing on unsecured personal loans and mortgage loans. We...

The aim of this research was to characterize physically, chemically and energetically the branches of A. angustifolia of different dimensions and to compare them with the values ​​described in literature. Thirty branches from fifteen adult native trees were divided into three treatments,...

This study examines the determinants of reputation of the Lebanese banking sector during the political instability and the economic crisis of 2019. This research employed two categories of variables: cognitive determinants and emotional determinants. Based on a recent data explored from 621...