This paper examines capital adequacy regulation in Germany. The first part reviews capital adequacy regulation from the …

to over-regulation that could harm innovation of this potentially beneficial technology. Artificial intelligence is …

This analysis concerns the regulation of fintech banks, having regard to the possibility of a business model in which … into European Central Bank's definition of ‘fintech bank', in order to understand the role and the scope of supervision …

I study the association between bank financial reporting opacity, measured by delayed expected loan loss recognition …, and the intervention decisions made by bank regulators. Examining U.S. commercial banks during the 2007-2009 financial … the extant literature on bank opacity, regulatory forbearance, and the consequences of loan loss provisioning by …

This chapter provides a basic overview of banking and financial regulation for the forthcoming Oxford Handbook of Law … regulation, differentiating “microprudential” regulation (which focuses on protecting individual components of the financial … system, such as banks) and “macroprudential” regulation (which focuses on protecting against systemic risk). The chapter also …

concerning the systemic risk, no standard methodologies have been set up to now. Even the new Basel 3 regulation has adopted a …