In many developing and emerging economies, frequent power outages are often a consequence of electricity rationing, stemming from the insufficient generation capacity to meet peak demand. In an effort to minimize the disruption caused by sudden power outages, utilities often implement scheduled...

SMEs are key to development, as they provide livelihoods and jobs for the majority of people in LMICs. Yet, their development is often hampered by constrained access to finance. SMEs mostly depend on bank loans for external finance. However, these have been insufficient to overcome SMEs'...