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Cooperation among savings and cooperative banks was criticized by the European Commission because of potentially anti-competitive effects. In an industrial economics model of banks taking deposits and giving loans we look at regional demarcation as one of such cooperative practices. There are...
Persistent link: https://www.econbiz.de/10010294740
Dieser Beitrag dokumentiert den Aufbau des Mikrosimulationsmodells EITDsim. EITDsim kann zur empirischen (ex ante) Evaluation von steuer- und finanzpolitischen Fragestellungen, insbesondere von (potentiellen) Steuerreformen, verwendet werden. Dafür kombiniert EITDsim auf Basis des erweiterten...
Persistent link: https://www.econbiz.de/10010294742
The empirical literature on unemployment almost exclusively focuses on the duration of distinct unemployment spells. In contrast, we use a large German administrative micro data set for the time span 1975-2004 to investigate individual lifetime unemployment (defined as the total length of all...
Persistent link: https://www.econbiz.de/10010294743
Between 1960 and 1979, 93 new universities opened in Germany. Using this large tertiary education expansion, I estimate the effect of a university opening on the probability of obtaining a university degree in the local population. I exploit the geographical variation in local university access...
Persistent link: https://www.econbiz.de/10010294753
Using a large linked employer-employee data set for Germany, we find that the existence of a works council is associated with a lower separation rate to employment, in particular for men and workers with low tenure. While works council monopoly effects show up in all specifications, clear voice...
Persistent link: https://www.econbiz.de/10010294754
This paper discusses the problem of crowding out of insurance by co-existing governmental relief programs - so-called 'charity hazard' - in a context of different institutional schemes of governmental relief in Austria and Germany. We test empirically whether an assured partial relief scheme (as...
Persistent link: https://www.econbiz.de/10010294766
We run a large-scale natural field experiment to evaluate alternative strategies to enforce compliance with the law. The experiment varies the text of mailings sent to potential evaders of TV license fees. We find a strong alert effect of mailings, leading to a substantial increase in...
Persistent link: https://www.econbiz.de/10010294768
This paper provides an overview on the existing systems of natural hazards insurance in Europe, their structural characteristics and peculiarities. It also discusses the difficulties of an adaptation of these systems to climate change and a growing number of natural disasters. Using the case of...
Persistent link: https://www.econbiz.de/10010294830
Although building operating charges have turned out to be a major determinant of profitability for real estate investments, there is a noticeable lack of reports or studies that analyze these costs with state-of-the-art statistical techniques. Specifically, past studies usually assume linear...
Persistent link: https://www.econbiz.de/10010294836
Biokraftstoffen die heimische Agrarwirtschaft unterstützen. In Deutschland wird bisher insbesondere Biodiesel produziert, der vor … Mineralölsteuerbefreiung von Biokraftstoffen in Deutschland. Diese Förderung führte zu einem Ausgleich des Kostennachteils von Biokraftstoffen … einzusparen. Die Treibhausgasvermeidungskosten beim Einsatz von in Deutschland produzierten Biokraftstoffen liegen zwischen 150 …
Persistent link: https://www.econbiz.de/10010294961