For a half century, nonprofit credit counseling organizations have offered financial education and budget counseling sessions at nominal cost to borrowers. They also negotiate comprehensive repayment plans with a borrower's unsecured creditors. These repayment plans provide an alternative to...

Despite considerable litigation on the subject, there is little agreement as to whether courts must accept a "reliance argument" in bankruptcy fraud cases. This Article seeks to clarify the existing law and recommend changes to the governing statutes. The first three Parts of the Article serve a...

1. In search of (access to) justice for vulnerable consumers \ Christine Riefa and Séverine Saintier -- 2. Economic theory and consumer vulnerability: Exploring an uneasy relationship \ Christine Riefa and Harriet Gamper -- 3. A Universal Perspective on vulnerability: International Definitions...