This research investigated the growing numbers of middle-aged and older Australians who are carrying mortgage debt into retirement and paying off higher levels of debt relative to house values and income. Between 1987 and 2015, mortgage debt among older mortgagors increased by 600 per cent (from...

This paper contributes to an exploration of the potential causes (as distinct from existence) of social and spatial polarisation. It focuses on the changing provision of low-rent housing in a spatial context, and hence on the role that the private rental market plays in the residential choices...

This paper investigates the dynamics of housing affordability in Australia over the period 2001-06 using waves 1 to 6 of the Household, Income and Labour Dynamics in Australia Survey. We utilise a discrete time hazard model approach to examine whether housing affordability stress has increased...