question, we identify the compositional changes in banks' supply of credit using the variation in their holdings of residential …

-service-to-income ratios, in affecting developments in house prices and credit. We use data on 99 lending standard restrictions implemented in … house prices and credit. However, the impact is delayed and reaches its peak only after three years. In addition, the impact …

money as a non-commodity, real commodity, quasi-commodity, and fictitious commodity. The development of credit … cycles of the expansion of easy credit and the scramble for hard cash. This analysis is re-contextualised in terms of … financialisation and finance-dominated accumulation, which promote securitisation and the autonomisation of credit money, interest …

There are more young adults today with either no credit history or insufficient credit history to be scored by one of … the major credit bureaus than there were before the Great Recession−a reality that is likely an unintended outcome of the … missing from credit bureau data act as a drag on state-level consumption growth. This finding seems to be driven by young …