Sparquote zu. Außerdem beeinflußt die Art der sozialen Sicherung die Höhe der Sparquote. Selbständigen-Haushalte sparen einen … Abschluß von Lebensversicherungen treffen. (Nichtbeamtete) Arbeitnehmer dagegen sparen einen Teil ihres Einkommens nicht …In recent years the aggregate savings ratio in Germany has declined. The basic causes are, above all, the rise in …

Since the onset of the financial crisis, income and consumption have fallen sharply in Ireland, particularly for young … negative equity. These may give rise to credit constraints and buffer-stock savings. Savings may be built up not only to …

This paper analyses consumption in Ireland using household survey data. Studying surveys from 1994-95, 1999-2000 and …. Renters tended to consume more than they earned, while higher mortgages depressed consumption. -- Consumption ; Ireland …