"Provides basic consumer finance information about managing money, credit, and debt, and avoiding fraud and risk …

This study focuses on the financialization of the U.S. household sector, featuring enhanced access to credit and ease … household income shows that the continued decline in household saving in the 1990s was broadly based and included middle …

Household debt relative to disposable personal income has risen steadily over the past 50 years. Some have argued that … current debt levels are unsustainable and represent a significant threat to the American economy. In fact, the expansion of … relative burden of financing debt. Instead of restricting access to credit, policymakers might consider increased emphasis on …