The purpose of this paper is to find a suitable method for estimating output gaps and calculating the cyclically adjusted government budget balance for Finland.Several different approaches for estimating a reference trend are briefly evaluated and a calculation of the cyclically adjusted...

The possibilities to improve households' eligibility for long-term housing loans at fixed interest rates has been a current topic of public discussion. Yet, credit institutions have difficulties in granting such loans, unless they themselves can acquire fixed-rate funding. In many cases, the...