involved the collection of qualitative and quantitative evidence on both demand for and supply of insurance and explored … consumers’ interest in and barriers to purchasing insurance cross-border. In particular, the experiments tested the … cross-border insurance issues, such as the provision of information to consumers, the purchasing process, and levels of …

Insurance guarantee schemes aim to protect policyholders from the costs of insurer insolvencies. However, guarantee …-shifting behavior for insurance guarantee schemes under the two different financing alternatives: a flat-rate premium assessment versus … expected utility. We find that the risk-based insurance guarantee scheme can only mitigate the insurer's risk-shifting behavior …