This study applied the paired t-test and logistic regression analysis to assess the impacts of the rural SACCOS' loans on borrowers in Tanzania where 431 borrowers from 37 rural SACCOS in Morogoro, Dodoma and Kilimanjaro regions were involved. The study noted that 73.5% of the rural SACCOS'...

This paper evaluates the impact of the Thailand Village and Urban Revolving Fund on household expenditure, income, and assets. The revolving fund was launched in 2001 when the Government of Thailand promised to provide a million baht (about $22,500) to every village and urban community in...

This article discusses some of the economic constraints facing the efficient performance of Chinese banks. While the condition of accession to the World Trade Organization (WTO) requires that banking in China will open to foreign competition by 2006, large nonperformance loans and the lack of...

Rural credit cooperatives have become increasingly commercialized over the last decade. However, this does not spell the end of cooperative finance in rural China. Various new cooperative credit organizations have sprung up in recent years with endorsement from the central and local governments....

Embarking on banking reform nearly four decades ago, China has made significant progress. This paper takes a closer look at banking reform in China, and reviews historical progress and current efforts that Chinese authorities have made to date. To date, there are three phases of the reforms:...

This paper evaluates the impact of the Thailand Village and Urban Revolving Fund on household expenditure, income, and assets. The revolving fund was launched in 2001 when the Government of Thailand promised to provide a million baht (about $22,500) to every village and urban community in...

Credit unions generate surpluses over their operations by the difference between rates charged less cost of services and / or the difference between rates paid and charged in the operations of financial intermediation between their members. In this context, there are important management...