assess the effect of the reform on the savings and retirement expectations and realizations of two virtually identical male … of workers born in 1950 or later. At the same time, a tax-facilitated savings plan was introduced that substantially …. We show that retirement expectations are in line with realizations and that the reform had the intended effect on the …

retirement security, enhancing welfare by up to 20% of retiree plan accruals. …

their resources and their actual personal intentions towards retirement. Research objective is to analyse the relationship … among several factors that affect the behaviour towards retirement, the financial management practices and the financial … influence of financial literacy, financial retirement objectives, optimism on retirement, tolerance to financial risk, and the …

order to incentivize pension savings and increase the fairness of the retirement system. Using administrative tax micro … of contributions). The reform was not effective at mitigating the regressive impact of the retirement system because the … number of individuals contributing to retirement funds increased relatively more for top earners, and it has also exacerbated …