In this thesis, we conduct an analysis of potential causes of SME bank financing constraints in relation to the profound changes affecting the organization of the French banking system mainly due to deregulation and ICT advances. Three lines of inquiry have emerged: i) the strengthening, since...

On sait l’animosité de Walras envers la notion de surplus de Dupuit. Les raisons en sont peut-être principalement psychologiques ou idéologiques, sans oublier la difficulté de Walras à comprendre d’autres analyses que les siennes. Mais nous voulons ici chercher des raisons plus...

Our thesis focuses on SMB bank financing in France. This Kind of firms tends to borrow from more than one bank to finance their investments in recent years. The choice of multiple bank relationships by SMB leads us to formulate two questions i) What are the determinants of the choice of number...