We conduct an empirical investigation to explain observed differentials in mortgage overage pricing. Our analysis makes several contributions. First, we study an area of mortgage pricing that is little understood by consumers and has received little scrutiny in the literature. Second, we...

The purpose of this article is to analyze the impact of an increase in the effective Abstract rate of property taxation on the probability of homeownership by individuals at different income levels residing within central city and suburban housing markets. A theoretical model is provided that...

We use a discrete choice recursive model to classify companies with and without dividend reinvestment plans (DRIPs). Our model classifies 72.0% of companies correctly. We interpret misclassified companies as being likely to switch their plan status. For example, if financial data erroneously...