This paper explores how accounting disclosures can be combined with regulatory disclosures to refine existing concepts of free cash flows to equity (FCFE) for financial institutions. The resulting measure is designed to promote market discipline by helping investors distinguish among capital...

Die Dissertation befasst sich mit der Anwendung von statistischem und maschinellem Lernen zur Modellierung der Verlustquote bei Ausfall (LGD). Im Forschungsgebiet der LGD-Modellierung gibt es eine Reihe von Fragen und Problemen, die bisher in der Literatur nicht berücksichtigt wurden. Erstens...

Fintech has revolutionized the financial sector, providing a new way of providing banking services. Since Fintech can provide the same services as traditional banks but entirely online, it is a competitor. As a result, consumers' relationships with banking have inevitably changed, and it is...

There is growing awareness globally about the potential impacts of climate change on financial stability. Climate-related financial risks can be broadly grouped into two categories: (i) climate physical risks, which are financial risks stemming from the gradual and abrupt impacts of climate...

In major parts of the world, irrigation development has reached its limits in terms of land and water resources, as evident in the alarming overexploitation of groundwater resources and the deterioration of their quality. In other parts, intensification with sustainable and smart irrigation...