We model how an information asymmetry between the lending bank and the applying firm about the currency structure of …

Explores the role of bank-borrower relationships in small firm finance. Focus is on the availability and terms of lines … for older firms who have had long relationships with the bank. Overall, the analysis shows that the longer the … proposition that bank-borrower relationships provide important information about borrower quality. (SRD) …

credit. We estimate a structural model of credit demand, loan use, pricing, and firm default using matched firm-bank data …

. Using rich data on firm-bank relationships in Germany, we show that: Firstly, intangible assets can be used to proxy … significantly determines firms' choice of an exclusive and persistent bank relation. Finally, relationship banking is (potentially …