This paper examines the impact of bank heterogeneity on the assessment of systemic risk in the context of the German …' heterogeneity and to signal systemic risk reliably regardless of different bank types’ individual characteristics. For the … assessment, currently employed systemic risk indicators are applied to bank-type-specific data for six different bank types from …

that could improve SME finance are the so-called challenger banks, a type of bank unknown in Germany. These banks differ in …. The closure of the very last local savings bank in 2017 marks the preliminary end of traditional regional banking in the … one stroke a regional and public banking group with a substantial market share by restructuring the Royal Bank of Scotland …

A comparison of the German banking system with that of the United Kingdom (UK) and Spain shows Germany to be …. Decentralised banks, which are predominantly regional savings banks and cooperative banks in Germany, nearly account for most …). Federalism and strong redistribution mechanisms between the regions support decentralised banking in Germany. Furthermore, close …

trace the transformation of the industry after digitalization. By using data on FinTech formations in Germany, we show that …