,187 homeowners, half of whom are in the Netherlands, where flood insurance penetration rates are low and recent flooding caused minor … among homeowners with little to no flood-related experience: in the Netherlands defaults increase the likelihood of insuring …

schemes and (2) building up equity for home-ownership. Further, it assesses the relationship between the two instruments and …, the Netherlands and the United Kingdom - that provide detailed insights into the complexity of local private pension …PART I OLD-AGE SECURITY AND HOMEOWNERSHIP IN THE EU - AN OVERVIEW -- Personal Pensions and Homeownership in the EU - an …