Does an increase in competition increase or decrease bank stability? I exploit how the state-specific process of … interstate banking deregulation lowered barriers to entry into urban banking markets and find that greater competition … significantly increases bank stability. This result is robust to the inclusion of additional fixed effects and other influences …

CRE loan shares at local banks. CRE concentrations were a principal cause of post-crisis bank failures, and this paper … presents evidence showing how competition increases not just individual bank fragility, but the stability of the banking sector …

deregulation of bank entry on bank stability.In theory, the effect of the deregulation of bank entry on bank stability is ambiguous … banks. On the other hand, deregulation of bank entry may result simultaneously in greater competition in the local banking …. Using the staggered deregulation of entry restrictions by U.S. states, we find that deregulation of bank entry enhances bank …

Does deregulation of bank entry enhance bank stability or exacerbate bank fragility? Since the theoretically predicted … effect of deregulation of bank entry on bank failures is ambiguous, this question has to be answered empirically. In this … paper, we analyze the impact of deregulation of entry restrictions in the U.S. states on bank stability. We find that …