This issue of Second District Highlights briefly examines several explanations that have been offered for the rise in unemployment in New York City from 1994 to 1997.

This paper tests whether consumer adoption of online banking is affected by the distance to one’s bank branch. During the last decade, rapid diffusion of the Internet has dramatically changed the ways consumers conduct every-day businesses. An important trend in the rapid increase of...

Synthesis of the precursors, using research grade materials and locally available facilities, is optimized in order to obtain a suitable sol for BaTiO3. The optimally synthesized BaTiO3 sol is then spun onto Cu substrates to obtain films of thickness ~0.5 μm. The deposited BaTiO3 films are...

Bayerite sol is spun onto single crystal Si substrate, after synthesis and optimization, to obtain films of thickness ~ 0.2 μm. The deposited films are room temperature dried and then heated up to a temperature of 350°C in order to obtain Al2O3. Surface and structural changes, during heating,...

Too much nitrogen (N) in surface water is harmful to aquatic life. Subsurface drains, some along with surface inlets, are commonly used for drainage of agricultural land in humid regions and contribute unknown N amounts to surface water. Quantification of relative amounts moving through...

Our science, technology, engineering and math (STEM) workforce is crucial to America's innovative capacity and global competitiveness. Yet women are vastly underrepresented in STEM jobs and among STEM degree holders despite making up nearly half of the U.S. workforce and half of the...

We employ the 1860 Census of Manufactures to study rural antebellum manufacturing in the South and Midwest, and find that manufacturing output per capita was similar across regions in counties specialized in the same agricultural products. The southern deficit in manufactures per capita appears...