. Importantly, we are able to assign at least half of this acceleration to the adoption of credit scoring technologies by the …. -- borrower-lender distance ; credit scoring ; information technology ; small business lending …

in the availability of credit. Using data from the nationally representative Surveys of Small Business Finances, which … availability of credit to male- and female-owned firms. More specifically, female-owned firms are significantly more likely to be … credit-constrained because they are more likely to be discouraged from applying for credit, though not more likely to be …