agencies, but existing evidence suggests that these reforms will not improve bank stability or efficiency. While some countries …This paper presents new and official survey information on bank regulations in 142 countries and makes comparisons with … two earlier surveys. The data do not suggest that countries have primarily reformed their bank regulations for the better …

this purpose, we measure the intermediation quality of a bank by estimating its profit and cost efficiency while taking the … “normal” and in “bad” times. These results provide evidence to the importance of swiftly restoring bank protability in euro … area crisis countries through addressing high non-performing loans ratios and decisive actions on bank recapitalization. …