The growing popularity of private alternatives to joint-and-survivor annuity payouts for pension plans has important consequences for workers and for the pension plans covering them. This article summarizes the differing mortality assumptions used to price life insurance and pension annuities,...

This paper examines public policy relating to the licensing of older Canadian drivers. We focus on licence renewal frequency, assessment of driving competence, and the role of medical professionals, insurers, and police in assessing fitness-to-drive. Our evaluation of the current regimes finds...