When looking at the Spanish banking market through a German lens, the differences between the banking markets in these countries and between decentralised and centralised systems with regard to the SME ]credit decision ]making process become obvious. Despite our hypotheses that Spanish savings...

A comparison of the German banking system with that of the United Kingdom (UK) and Spain shows Germany to be decentralised not only regarding the distribution of banks, but also its financial and political system more generally. Decentralised banks, which are predominantly regional savings banks...

The aim of the research was to establish the relationship between expenditure on corporate philanthropy of cooperative banks and their financial performance.The estimated models indicated, inter alia, on the importance of corporate philanthropy in shaping the financial efficiency of banks. The...