competition on this choice. We find that competing banks use collateral less often than a monopolistic bank because competition … will intensify if both banks collateralize. Moreover, bank competition is welfare improving if collateralization is rather … are better able to evaluate a project's risk than entrepreneurs. We study the bank's choice between screening and …

banking industry, an indicator on the degree of competition, influences the number of industries exported. In order to … consider the impact of competition in the banking industry on export diversification at different levels of financial … further split the samples of countries on the basis of the median levels of lending and the deposit rate spread, foreign bank …