The specifics of the development of the land mortgage lending in agrarian sector have been examined. The factors and sources of financial risks occurring in the process of the bank mortgage lending have been analyzed. The range of problems concerning financial support of agricultural production...

In this paper we explore the effects of bank-borrower physical proximity on price and non-price aspects of small business lending in local credit markets. Along the price dimension, our analysis reveals that interest rates increase with bank-borrower distance and decrease with the distance...

One of the main tasks of a bank is to lend money. As a financial intermediary, one of its roles is to reduce lending risks. Bank lending is an art as well as a science. Success depends on techniques used, knowledge and on an aptitude to assess both credit-worthiness of a potential borrower and...

Purpose – The purpose of this paper is to assess the effect of securitization on US bank lending and monetary policy transmission. Design/methodology/approach -The authors use a sample of 174 US commercial banks from 2001 to 2008 and regress the ratio of total loans per total assets on...

This paper investigates both cross-sectional asymmetry (related to bank-speci.c characteristics like size and liquidity) and asymmetries over time (potentially related to the overall state of the economy) in Austrian bank lending reaction to monetary policy. The first type of asymmetry is...