This paper examines racial and ethnic differences in high cost mortgage lending in seven diverse metropolitan areas … lenders explains almost all of the racial and ethnic differences in high cost mortgage borrowing …

Studies of mortgage approvals find that minority borrowers are more likely to be denied loans, even when background …-American mortgage applicant earning the same income as a white applicant is therefore more likely to experience downward reversion to … home ownership and mortgage holding regressions we find that the dummy variable generally interpreted as discrimination is …

This paper examines racial disparities in mortgage processing time prior to the global financial crisis. We find that … segments of mortgage markets, faster lenders within each segment, and the types of loan products that are processed faster, all …