"We review how deregulation, technological advance, and increased competitive rivalry have affected the size and health … has exposed community banks to intensified competition on the one hand, but on the other hand has left well … and distribution of community banks may change in the future"--Federal Reserve Bank of Chicago web site …

presents evidence showing how competition increases not just individual bank fragility, but the stability of the banking sector …We present empirical evidence documenting how increased competition can affect the fragility of banks using U … organizations (RBOs) increased their share of CRE loans as competition from large banking organizations (LBOs) increased. The paper …