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The authors analyze the data of credit card holding and usage in Mexico, through a sample selection model. They find … México mediante un modelo de selección de muestra. Encontran que aspectos del hogar como el ingreso, escolaridad del jefe del … sugiere que en México el uso de tarjetas de crédito se promover …
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We study the bancarization of marginal borrowers using credit cards and document that this process is difficult: default risk is substantial, returns heterogeneous, and account closings common. We also take advantage of a randomized control trial that varied interest rates and minimum payments...
Persistent link: https://www.econbiz.de/10011281263
representative sample of consumers with two homogeneous cards in Mexico. We find that relative prices are a very weak predictor of …
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attempting to measure their impact. This study uses a large experiment on more than 100,000 credit card clients in Mexico. The …
Persistent link: https://www.econbiz.de/10012943986
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attempting to measure their impact. This study uses a large experiment on more than 100,000 credit card clients in Mexico. The …
Persistent link: https://www.econbiz.de/10012245525
Persistent link: https://www.econbiz.de/10012311336
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