The paper exploits finite mixture (latent class) models to account for consumer heterogeneity in estimating the effect of coinsurance rate on the demand for health care. The parametric analysis employs a two-part model, a Tobit model, and generalized linear models with latent classes. The...

Asian Americans and Pacific Islanders (AAPIs) are, with Latinos, the fastest growing ethnic group in the U.S. workforce. In 2009, Asian American and Pacific Islanders were one of every 20 U.S. workers, up from one in 40 only 20 years earlier. AAPIs, again with Latinos, are also the fastest...

This paper looks into the search behavior of consumers in the market for health insurance contracts. We consider the recent health insurance reform in The Netherlands, where a private-public mix of insurance provision was replaced by a system based on managed competition. Although all insurers...

The Rockefeller Foundation's Campaign for American Workers (CAW) aims to enhance the economic security of American workers during the 21st century by improving access to health insurance and increasing short-term and retirement savings. This report summarizes an analysis of economic security in...

This issue brief highlights the communications strategies that the David and Lucile Packard Foundation’s state-based Finish Line grantees in Colorado, Ohio, and Wisconsin are using to keep children’s health coverage on their state’s policy agendas.

Individual attitudes and opinions may visibly impact upon an individual's decisions on how and when to use health care services and associated decisions with respect to medical expenditures. These health care preferences also serve as important inputs in helping to predict health insurance...

In recent years many employers, both in the private and public sectors, have implemented dependent verification (DV) programs, which aim to reduce employee benefits costs by ensuring that ineligible persons are not enrolled in their health plan as dependents. However, little is known about their...

Most existing work on the price elasticity of demand for health insurance focuses on employees' decisions to enroll in employer-provided plans. Yet any attempt to achieve universal coverage must focus on the uninsured, the vast majority of whom are not offered employer-sponsored insurance. In...

Most existing work on the price elasticity of demand for health insurance focuses on employees' decisions to enroll in employer-provided plans. Yet any attempt to achieve universal coverage must focus on the uninsured, the vast majority of whom are not offered employer-sponsored insurance. In...

This paper evaluates whether the implementation of the 2006 Massachusetts health reform law affected the decision of taxpayers to be self-employed, using both difference-in-differences and synthetic control methods on a panel of tax returns that spans 1999–2010. Though tenuous, our results...