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Eines der zentralen Ziele der deutschen Pflegeversicherung ist die Unterstützung informeller Pflege durch … Familienangehörige. Die Pflegeversicherung bietet anspruchsberechtigten Personen die Möglichkeit, zwischen verschiedenen Leistungen zur … direkten Ausgaben der Pflegeversicherung berücksichtigt, erscheinen Geldleistungen und damit informelle Pflege durch …
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Advantageous (or propitious) selection occurs when an increase in the premium of an insurance contract induces high-cost agents to quit, thereby reducing the average cost among remaining buyers. Hemenway (1990) and many subsequent contributions motivate its advent by differences in risk-aversion...
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Advantageous (or propitious) selection occurs when an increase in the premium of an insurance contract induces high-cost agents to quit, thereby reducing the average cost among remaining buyers. Hemenway (1990) and many subsequent contributions motivate its advent by differences in risk-aversion...
Persistent link: https://www.econbiz.de/10013205047
Persistent link: https://www.econbiz.de/10013205304
Long-term care (LTC) is one of the largest expenditure risks the elderly in many countries, including the U.S., face. Despite a large private expenditure share, demand for private LTC insurance is low ( 20%). This pre-registered study investigates to what extent attitudes toward uncertainty...
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We consider a non-homogeneous continuous time Markov chain model for Long-Term Care with five states: the autonomous state, three dependent states of light, moderate and severe dependence levels and the death state. For a general approach, we allow for non null intensities for all the returns...
Persistent link: https://www.econbiz.de/10012427010