The study investigates the determinants of electronic payment adoption and the role of electronic payment on con-sumers' purchase decisions as well as its effects on consumers' spending growth in Nigeria. To achieve this, both pri-mary and secondary data were deployed. The primary data were...

This investigation was carried out on the adoption of the e-money payment model with the application of a quantitative and qualitative approach (mixed methods). Online questionnaires, which included closed-ended questions on a Likert five-point scale and open-ended questions, were distributed...

Titel -- Inhalt -- Vorwort -- Herausgeber -- Autorenverzeichnis -- Teil I: Aktuelle Entwicklungen im Payment-Markt -- Einführung -- Future Retail Payments: the Implications of Innovation for the Single Euro Payments Area -- 1 Introduction -- 2 Retail payments integration - the Single Euro...

The market for payment cards is inherently two sided. Consumers benefit from increased merchant acceptance of payment cards and vice versa. To quantify the interdependence of consumer and merchants or network externalities, we construct and estimate a structural two-sided model of a payment...

The paper investigates the degree to which buyers choose to diversify their use of payment methods for in-person purchases. Some buyers use only one payment instrument. Others combine the use of mostly cash, credit, debit cards, and a few paper checks and prepaid cards. To each survey...

It takes many years for more efficient electronic payments to be widely used, and the fees that merchants (consumers) pay for using those services are increasing (decreasing) over time. We address these puzzles by studying payments system evolution with a dynamic model in a twosided market...