This paper examines the impact of bank regulations, market structure, and national institutions on bank net interest … margins and overhead costs using data on over 1,400 banks across 72 countries while controlling for bank …-specific characteristics. The data indicate that tighter regulations on bank entry and bank activities boost the cost of financial …

bank behavior, market structure, and regulation. It addresses a wide range of public policy topics, including bank … issues as the implications of large increases in bank reserve holdings in recent years, effects of nonprice competition …

examines the interplay among bank behavior, market structure, and regulation from the perspective of a variety of public policy … issues, including bank competition and risk, market discipline, antitrust issues, and capital regulation. New to this edition …1 The Banking Environment -- 2 Alternative Perspectives on Bank Behavior -- 3 The Industrial Economics of Banking -- 4 …