In verschiedenen Versicherungsmärkten schreibt der Regulator eine vom Risiko unabhängige Prämie vor. In dieser Dissertation werden verschiedene Probleme analysiert welche diese Regulierung im Bereich der Krankenversicherung induziert.

Background: Stated preference elicitation methods such as discrete choice experiments (DCEs) are now widely used in the health domain. However, the “quality” of health-related DCEs has come under criticism due to the lack of rigour in conducting and reporting some aspects of the design...

Hypothetical bias is the discrepancy between stated preferences and actual choices. As such, it is one of the key issues regarding the use of hypothetical survey methods and therefore highly relevant for economists in understanding human behavior and refining policy interventions. Hypothetical...