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This chapter examines the causes and consequences of black-white residential segregation in the United States. Segregation can arise through black self-segregation, collective action to exclude blacks from white neighborhoods, or individual mobility of white households. Historically, whites used...
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-wage compensation across race groups. Our results show that African American men on average are significantly less likely to receive …
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lines but racial lines as well, by estimating the effects of job density measures that are disaggregated by race. We find …
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Differences in college and post-graduate degree attainment alone explain less than half of Black-White and Hispanic-White wealth gaps in a standard wealth regression. Differences in family structure and measures of luck such as income windfalls and inheritances explain even less. Measures of...
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African American bankruptcy filers are more likely to select Chapter 13 than other debtors, who opt instead for Chapter 7, which has higher success rates and lower attorney fees. Prior scholarship blames racial discrimination by bankruptcy attorneys. We present an alternative explanation:...
Persistent link: https://www.econbiz.de/10012899824
Economic and social theorists have modeled race and ethnicity as a form of personal identity produced in recognition of … race and ethnicity is potentially endogenous because racial and ethnic identities are fluid. We look at the free African … race individuals then choose whether or not to adopt that mulatto identity. Adopting a mulatto identity generates pecuniary …
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Credit use varies widely among U.S. households; racial and ethnic differences are particularly striking. We examine whether household and residential-area characteristics can account for differences in use of bank credit (e.g., credit cards) and nonbank credit (e.g., payday loans). We use a...
Persistent link: https://www.econbiz.de/10012851774
the racial attitudes and race-based actions of this group. Our overarching goals in this paper are to uncover the racial …
Persistent link: https://www.econbiz.de/10012853885