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pt. I. Introduction -- pt. II. University engagement, knowledge commercialization and regional economic development …The commercialization of academic knowledge is increasingly seen as a potential economic development model … factors in knowledge commercialization from an international perspective and highlights research agendas and challenges to be …
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We examine why commercialization of inter-disciplinary research, especially from distant scientific domains, is … develop the technology significantly impact commercialization outcomes. We use a sample of 3,776 university invention …
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This paper highlights the globally-important determinants of financial inclusion. The determinants identified in this paper are formal account ownership; demand for formal savings; demand for formal borrowing; financial literacy and education; debit and credit card usage; the need to receive...
Persistent link: https://www.econbiz.de/10012990277
While financial inclusion is typically addressed by improving the financial infrastructure, we show that a higher degree of financial literacy also has a clear beneficial effect. We study this effect at the cross-country level, which allows us to consider institutional variation. Regarding...
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While financial inclusion is typically addressed by improving the financial infrastructure we show that financial literacy, representing the demand-side of financial markets, also has a beneficial effect. We study this effect at the cross-country level, which allows to consider institutional...
Persistent link: https://www.econbiz.de/10011716181
This paper lays out some of the basic concepts surrounding financial inclusion, including access to banking, digital payments and financial literacy, as well as markets for health insurance, crop insurance, agricultural credit, small firm finance, and microcredit/ microfinance. It goes on to...
Persistent link: https://www.econbiz.de/10011684996
Financial inclusion has significantly advanced in Armenia during the last decade. Rural and urban areas, however, have benefited unevenly. The high cost of providing financial services, the lack of physical infrastructure, higher poverty rates, and the low level of financial literacy are the...
Persistent link: https://www.econbiz.de/10011845232