This paper examines the extent to which savings products offered by cooperative societies in some parts of Nigeria meet the financial needs of the rural dwellers. The study used the data from interviews and focus group discussions from randomly selected members of cooperative societies in six...

This paper examines the extent to which savings products offered by cooperative societies in some parts of Nigeria meet the financial needs of the rural dwellers. The study used the data from interviews and focus group discussions from randomly selected members of cooperative societies in six...

The specific objectives of this study are to document, and analyze the extent, and modalities of savings practiced by rural households, and enterprises, identifying the factors that limit, and help explain rural savings in financial form, on the demand, and supply sides, as well as setting forth...

Their institutional weakness and obvious lack of formal organizational structures notwithstanding, rural informal savings and credit associations persist and remain extremely popular among the very poor in the society. This paper hypothesis that this is because they are able to resolve the...