outcomes (e.g., foreclosure sale, prepayment, or default cure). Overall, we find that bankruptcy filings delay foreclosures but … foreclosure law greatly influence debtor outcomes from one state to another. Bankruptcy filing is more effective in states with … nonjudicial foreclosure and limited homeowner protections …

order to ensure that, during the post-default and pre-foreclosure phases, the property is being adequately preserved and …-in foreclosure activities. In doing so, the paper makes a three-part call to action, which includes the implementation of bank …

types of housing debt, they reduce credit card defaults. Foreclosure delays increase default rates for both housing and non …

Foreclosure procedures in some states are considerably swifter and less costly for lenders than in others. In light of … the foreclosure crisis, an empirical understanding of the effect of foreclosure procedures on the mortgage market is … critical. This study find that lender-favorable foreclosure procedures are associated with more lending activity in the …

the time of ARM reset results in a 2.5 percentage rise in the probability of foreclosure in the following year; and that … each foreclosure filing leads to an additional 0.3-0.6 completed foreclosures within a 0.10 mi radius. I emphasize price …

securitization on the incidence of mortgage modification and foreclosure based on the early payment default analysis performed by …