Emiris, Marina; Koulischer, François; Spaenjers, Christophe - International Research Conference on Household … - 2022 - This version: October 3, 2022
outside bank. In equilibrium, the borrower's ability to refinance depends both on the competitiveness of the local banking …, households are more likely to refinance externally if they already have a relation with more than one bank, but the effect is …