By recognizing the gap in the literature in examining the effects of financial resources and development outcomes at the household level, this paper examines whether the poorest income quintile would benefit most from programs aimed at increasing their access to financial services in rural...

The Romanian rural household is the socio-economic unit for which the agricultural activity continues to be the main source of income or at least of supplementing incomes in the form of self-consumption; thus, most rural households overlap the agricultural household farms/peasant...