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State bankruptcy laws and the responsiveness of credit card demand

Dawsey, Amanda E. - In: Journal of economics & business 81 (2015), pp. 54-76

Persistent link: https://www.econbiz.de/10011476101

Information and Default in Consumer Credit Markets : Evidence from a Natural Experiment

Miller, Sarah - 2014

Despite the prominent role that information plays in the economic theory of credit markets, no direct evidence exists on the causal relationship between the availability of information about loan applicants and loan performance. This paper provides such evidence by exploiting an unanticipated...

Persistent link: https://www.econbiz.de/10013067788

The Effect of Bankruptcy Law on Roman Credit Markets

Herz, Zachary - 2018

Given the importance of lending to economies both ancient and modern, and given the widely acknowledged relevance of creditor and debtor protections for nurturing a vibrant and productive credit market, a large critical literature has developed exploring the intersection of law and lending....

Persistent link: https://www.econbiz.de/10012937202

Accounting for the Rise in Consumer Bankruptcies

Livshits, Igor - 2010

Personal bankruptcies in the United States have increased dramatically, rising from 1.4 per thousand working age population in 1970 to 8.5 in 2002. We use a heterogeneous agent life-cycle model with competitive financial intermediaries who can observe households' earnings, age and current asset...

Persistent link: https://www.econbiz.de/10012759871

Accounting for the Rise in Consumer Bankruptcies

Livshits, Igor - 2007

Persistent link: https://www.econbiz.de/10012465287

Debtor rights, credit supply, and innovation

Cerqueiro, Geraldo; Hegde, Deepak; Penas, María Fabiana; … - In: Management science : journal of the Institute for … 63 (2017) 10, pp. 3311-3327

Persistent link: https://www.econbiz.de/10011760474

The democratization of credit and the rise in consumer bankruptcies

Livshits, Igor; MacGee, James; Tertilt, Michele - In: The review of economic studies 83 (2016) 4, pp. 1673-1710

Persistent link: https://www.econbiz.de/10011656574

Modelling households' financial vulnerability with consumer credit and mortgage renegotiations

Attinà, Carmela Aurora; Franceschi, Francesco; … - 2019

Persistent link: https://www.econbiz.de/10012162991

Risk of over-indebtedness and behavioural factors

Anderloni, Luisa; Vandone, Daniela - 2010

Persistent link: https://www.econbiz.de/10011754295

Unsustainable household debt : problems of measurement

Gibbons, Damon - In: Vierteljahrshefte zur Wirtschaftsforschung 89 (2020) 1, pp. 101-113

between household debt levels, financial stability risks, and the ongoing implications of the ‘debt overhang’ for economic … growth. However, accurately measuring the household debt burden remains problematic. Aggregate measures of household … indebtedness (e.?g. household liabilities relative to income) fail to fully capture the debt servicing burdens of households …

Persistent link: https://www.econbiz.de/10012507225