between these two effects of the lending process. This Article develops a framework, based on the household balance sheet …

the pandemic has determined the amount of household debt due to consumer credit in the V4 group, and thus the question … regression methods. The results of the study show that the Covid-19 pandemic has determined the level of household debt in the V4 … group and is not indifferent to household decisions regarding taking out consumer loans. Although the research is …

Using a new and representative data set of Chinese household finance, this paper documents household access to and … household finance, and wealth tends to be associated with better access to formal and informal finance. Better financial … positively associated with access to informal finance. Controlling for household characteristics, rural residents pay interest …