elderly homeowners' decision to obtain reverse mortgage loans. The findings of this study suggest that very few homeowners … participated in the reverse mortgage market, and homeowners younger than 67 were less likely to have reverse mortgage loans … reverse mortgage loans. Further analyses reveal that among the reverse mortgage participants, homeowners with long-term care …

This study investigated the effect of objective and subjective financial literacy on mortgage payment delinquency using …

remarkably little evidence that bears on how and how well the financial sector mobilized household savings in the nineteenth and …Although the mobilization of savings is an important function of banks and other financial institutions, there is … behaviors followed the predictions of the life-cycle hypothesis. Hand-coded data from an Upstate New York savings bank matched …

Using Danish household level data, we find that a relatively large share of total interest-only mortgage debt is held …-only loans do not fully use the lower instalments to increase their savings or to amortise more expensive debt. This is in … type in Denmark, and the largest difference is found for those families who have the lowest savings propensity, and those …

This paper assesses the probable impact on S&Ls' profitability and participation in mortgage markets of The Depository …&L mortgage holdings between 1965 and 1979 and argues(contrary to conventional wisdom) that deposit-rate ceilings proved no more … than a minor and temporary source of help to S&Ls. Analysis presented shows that Federal Savings and Loan Insurance …

This paper aims to assess the impact of the effective and nominal household tax burden on household deposits in … of publicly available data on Ukrainian households' income, savings, and taxes paid in 1996-2019. The analysis was …