"This report examines the policy framework, institutional structure, trends and patterns in the flow of financial services, product suitability, and efficacy of financial services both in terms of penetration and customer satisfaction. It has been organized into savings, credit, insurance policy...

Rural indebtedness and dependence on private moneylenders is an age-old problem in India. For more than 100 years now, the Central Government and the Reserve Bank of India have been making efforts to enhance institutional credit in rural areas particularly to assist in agricultural operations....