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Households debt for the housing and utility services increased against the 2017–2019 indexes and in H1 constituted 6.3%. Current situation is similar to that in 2013–2014 when the debt for housing and utility services in H1 came to 6.4–6.6% of accruals. On average across the Russian...
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In this paper we disentangle the impact of household financial constraints on the mortgage rate from a number of …
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